Our approach involves developing long-term relationships with clients who value a bespoke service. We take the time to find out what you require and how your financial planning should be tailored to meet your current and future objectives.
The planning process starts by identifying in detail your current financial circumstances. Having understood these, we then work with you to identify your plans, values, goals and objectives and what you are seeking to achieve in terms of your financial planning.
We like to take a holistic approach to financial planning. It is our belief that your future needs be thought about in conjunction with your present circumstances, your tax planning, and your protection requirements. This comprehensive process involves a review of all areas of your financial situation. It involves establishing short-term and long-term goals, designing and implementing strategies to reach these goals and an ongoing review of progress towards your stated goals. We typically include a detailed review of the following issues:
Financial goal setting
Cashflow, income and expenditure analysis
Net worth analysis
Investment analysis and planning
Insurance analysis and planning
Education analysis and planning
Estate and inheritance tax planning
What you can expect
You will work with one of our highly experienced, advisers meaning that you will have a single, knowledgeable point of contact. They, in turn, are supported by a team of paraplanners and administrators; thereby giving you access to a highly qualified team.
Initially, your adviser will want to meet you to determine your current financial situation together with your objectives (these may be short or long-term, or you may have both). From this point, your adviser will work with you with the aim of getting you from your current position to the one that you aspire to. All decisions will be taken with your input and approval.
In many cases, we will work alongside your other professional advisers such as accountants and solicitors.
Additional Financial Planning Services
Advising the Family Business
Through our experience and specialist knowledge of working with family enterprises, we are able to recommend innovative strategies for developing, managing and preserving the family enterprise.
Our financial planning approach can then help you in planning for the changes that may occur over the next ten to twenty years.
We offer professional, unbiased guidance to trustees of charities. The directors, being trustees or advisers to charities large and small, understand the challenges that are faced by charities when considering the use
and investment of precious funds.
Protecting your Family
With endless options and products on offer, the prospect of planning your family's financial future can appear daunting. However, Shipman Wealth Management are able to assist in full with analysing your current
financial position and selecting the best products on the market to match. Ultimately creating a complete bespoke financial plan tailored specifically to your needs.
We provide strategic advice to ensure that your giving is as effective as possible. Whether you wish to make a one-off gift, or develop a long-term giving plan, we are able to assist you in designing and developing
the most appropriate funding programme.